act or react
| Title | Lesson | Thoughts | Source | Date |
| Baby Step 1 Budgeting – Every Dollar | In Lesson 1, you’ll learn the course overview and the 7 Baby Steps—our proven, step-by-step plan to win with money! Take a deep dive into Baby Step 1, saving $1,000 for your starter emergency fund, and discover the key to your success: the budget. | We always keep a certain amount of dollars in the checking account as a buffer. It’s already over the $1000 mark. Baby Step 1 complete. Learn how to budget. Start tracking what I’m spending and on what. | Financial Peace University | 4/16/2018 |
| Baby Step 2 – the Debt Snowball | Baby Step 2 is paying off all debt (except the house) using the debt snowball. You’ll learn that debt is not a tool to build wealth—it’s a thief! But with our proven method, gazelle intensity, and a lot of prayer, you can get rid of those payments once and for all! | Identify all the debt we have. Determine ways to pay it off. The snowball refers to the order to pay the debt in which to build momentum and have quick success to apply to other debt. Seems to make sense and allows for you to make better decisions going forward | 4/26/2018 | |
Retire With Us - 2028 