Dave Ramsey a Finance Broadcaster has a Riches to Rags and back to Riches story. He shares it freely in his books, classes, and online shows/podcasts. He refers to eating “rice and beans and beans and rice” and “no vacations” regularly in these same outlets. However much of what he’s teaching or advising on is quite possible and almost over 5 Million people have taken the Financial Peace University course and proving it everyday.